That has been one of the hardest questions to answer, in part because everyone’s situation with regard to health care is so different.

Today, the Congressional Budget Office and the Joint Taxation Committee issued an analysis that is pretty dense to read, but suggests the Senate version of the bill would, overall, be a good thing for the wallets of American consumers. Just how much you might benefit depends on your situation. And some people may find themselves spending more than they do now for health coverage. Here are some of the ways it affects different people: