Most Everything You Need to Know About Health Reform in 9 Minutes

Despite all the explainers and the charts that have been published in the past year – including in this space – to explain health care reform, Americans remain utterly confused about how the authors of the Affordable Care Act (ACA) intend for it to work. It’s no secret why. Politicians and pundits have muddied the waters with dishonest and over-simplified rhetoric. Plus, the law is complicated, with lots of moving parts. But it’s not impossible to understand.

Here’s some proof from the non-partisan, non-profit research organization the Kaiser Family Foundation, which produced a surprisingly helpful 9-minute cartoon video explaining the basics of the law. The video barely touches on the controversies over the ACA. There’s a brief mention of the lawsuits challenging the constitutionality of the individual mandate, but nothing about adverse effects that might happen down the road. The video instead is a clear explanation of what the law intends.

Watch Cokie Roberts narrate while “YouToons” scoot across a U.S. map and through a magical place called an insurance exchange. “Uh, a little help here?”

Related Topics: affordable care act, Health Care, health reform, kaiser, Health Care, Uncategorized
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  • afguy

    The video instead is a clear explanation of what the law intends.
    .
    With or without the “fixes” everyone says need to be incorporated?
    .
    HCR has most often been called “good start”, with legislative fixes to be passed in the future (I have my doubts about the “will” available to do that, personally.)
    .
    What happns if the fixes don’t get passed and this mess “good start” goes into effect “as is”?

  • deconstructiva

    Kate, since Sept. 23 is a big day about some HCR benefits start kicking in…
    .
    …and as Rachel Maddow noted, the same day the R’s plan to release new Contract Hit On America™ – hmm, coincidence? http://www.msnbc.msn.com/id/26315908/vp/39279547#39279547
    .
    …will YOU please cover this in more detail + more thoughts (and also reply to our whiny rants and pouting questions and comments, but I digress)? As you’ve noted here, more HCR explanations and clarity are badly needed, especially before the election. Thanks for your thoughts, Kate.

  • http://elvisberg.wordpress.com Elvis Elvisberg

    That’s a neat little video, thanks for sharing it.
    -
    I wish they didn’t spend the first minute thirty or so being all, “OMG it’s SO COMPLICATED!1!! Math is hard!” It’s a little complicated, sure, but it’s nothing that a few minutes’ attention can’t get past. There’s no reason why any substantive, non-horse-race discussion should be prefaced with that kind of apology.

  • nflfoghorn

    I’m waiting for the Repubs to offer their economic plan this week. Should be a wonderful exercise in groupthink.

  • allthingsinaname

    But kate, it is 9 mins long! If it doesn’t fit on a bumper sticker will those who need it see it?

  • m0mentom0ri

    Meanwhile…
    .
    Health insurers drop coverage for children ahead of new rules
    .
    http://thehill.com/blogs/healthwatch/health-reform-implementation/119823-insurers-drop-childrens-insurance-plans-ahead-of-new-rules
    .
    Nice cartoon, though. Heckuva job.

  • nflfoghorn

    As I understand it these insurers will have to turn around and pick them up again anyway so what’s the point of dropping them?

  • textee

    Kate Pickert asserts: “Here’s some proof from the non-partisan, non-profit research organization the Kaiser Family Foundation, ….”

    Anyone stupid enough to think that the Kaiser Family Foundation is “non-partisan” is stupid enough to think that Time magazine is non-partisan. Birds of a feather ….

  • shepherdwong

    Politicians and pundits have muddied the waters with dishonest and over-simplified rhetoric.
    .
    I guess that’s as good as we’re going to get, vis-a-vis the legacy media description of the massive, insurance industry-driven, right-wing campaign of lies, so, thanks.

  • newfreedomblog

    Most Everything You Need to Know About Health Reform in 9 Minutes

    .
    Most anything and everything else you need to know is simply how democrats have screwed America.
    .
    Thank you Nancy, Harry and of course, BARACK “the insane” Obama!!

  • liberalmeltdown

    Sure it’s non-partisan. Everything from the left coast is, as long as it leans left.

    But enjoy the cartoon. Mickey Mouse has a new career along with Goofey and Pluto: explaining the complexities of life to socialists.

  • newfreedomblog

    A much better video. 9:51 minutes. And you actually get the truth.
    .

  • southernbell49

    Dems HAVE to put together an ad featuring Huckabee’s comparing preexisting conditions in health care coverage to insuring your house after a fire.

    Nothing would highlight the need for HRC than hearing such cold words straight from the horse’s mouth. Or perhaps jackass is a better name for him.

    Dems really need to stop running from being Dems. We need to highlight it was Dem presidents who gave us Social Security and Medicare.

  • newfreedomblog

    Oh please do run on that meme again as we are sinking faster than the titanic with all of our national debt.
    .
    You are so brilliant southernbelle. Have you ever thought about going into the Political Strategy field?

  • shepherdwong

    Oh please do run on that meme again as we are sinking faster than the titanic with all of our national debt.
    .
    Since you and the Republican miscreants you voted into office are entirely responsible for that debt, you might want to STFU about it.

  • liberalmeltdown

    I would like Nancy Pelosi to explain Obamacare in detail. She can hold the gavel as a security blanket.

  • Art Pepper

    Granted that the final HCR bill was probably more complicated than it needed to be — largely due to the need to appease centrists/blue dogs, and the perceived need to appease moderate Republicans (and look how that went).
    .
    But what is this fetish for wanting simple solutions to complex problems?
    .
    If the blueprints for a new airplane were drawn in crayon on a napkin, would you fly in it?

  • apr2563

    textee: Please document how they are not non-partisan.

  • apr2563

    Tea Partiers would if it was drawn by Sarah Palin.

  • shepherdwong

    AP, the bill was made more complicated than it needed to be largely to appease the insurance industry and leave them in control of the system. Blue Dogs and Republicans (and the White House) were simply the tools.

  • liberalmeltdown

    The arguement for more government control…do you take in account that the government was regulating the housing meltdown.

    But, I’m sure that won’t happen again. Like 1929, and then in the 1980s with Savings and Loans.

    I’m sure this time with Obamacare, everything will be fine. What could possibly go wrong? Those government officials always do the right thing. They never want to just get re-elected. They always make the tough decisions and never think about themselves. Why that is so easy to see. You can see how hard they sacrifice.

  • earljr1

    More complicated and completely ineffectual, art pepper. Its very complicity makes it virtually unmanageable and the cost estimate, incalculable. We have NO idea where this cost spiral will end and this is because of complicity with the insurance and pharmaceutical industry. It has added a few bits and tokens, but at what cost? Your premiums are escalating as we speak, the cost of your prescription drugs keeps going up, with no end in sight. (selling out to big Pharma) New medicare patients will find great difficulty in finding a doctor to treat them and wait times for existing patients will increase extemporaneously. This is improvement? It could have been much, much better and the American people will be the final judge…good luck with that, democrats.

  • afguy

    Used as “justification” for a rate hike?

  • http://patricksartor.wordpress.com patricksartor

    Meltdown,
    .
    I guess, to you, New York, Boston, Washington DC and our president’s hometown Chicago are all on the West Coast.
    .
    That’s not to mention the Midwestern so-called rust belt.
    .
    Apparently you are floating somewhere in the middle of the Atlantic Ocean.
    .
    Just think of that wild eyed leftist socialist, communist, Muslim loving, Peacenick California governor Ronald Reagan and you’ll know how regional liberal and conservative are.
    .
    (Hint: studies have shown nearly all cities are blue and nearly all very small towns are red – as in upstate New York is very red – and even within these regions, it is far from 100% red in red places or blue in blue places. Forget the map. Think city or country and you’ll better understand the divide.)

  • http://patricksartor.wordpress.com patricksartor

    “… as we are sinking faster than the titanic with all of our national debt.”
    .
    Yes, the same debt Dubbya dug us into instead of by the spoonful but digging with a back hoe like he couldn’t spend the money fast enough with Republicans cheering and laughing.
    .
    But, you are right, increasing taxes on those who can most afford it and are least likely to spend it – people making $250k a year or more – must be done to slow this down.

  • http://patricksartor.wordpress.com patricksartor

    “It could have been much, much better and the American people will be the final judge…good luck with that, democrats.”
    .
    Earl,
    .
    Since we have not seen any significant changes yet but will by the 2012 election (which is why I wish that they passed HCR in 2009, not 2010 – nine months isn’t what I call “shoved down their throats”, I call that “examined under a microscope) very possibly (about a 50/50 chance) or a Republican majority in either or, possibly both houses see how Democrats do.
    .
    The scare machine worked overtime this year for the Republicans.
    .
    I missed the part of the video where there are death panels! Where are those 16,500 armed IRS Agents i the video?
    .
    I don’t want death panels or having armed men in my home demanding that I run to the doctor because I sneezed today. If I were as poorly informed as some, I would hate it too.
    .
    2012 will be the election, my friend. That’s when the Tea Party gets tossed into the Harbor.

  • http://patricksartor.wordpress.com patricksartor

    Meltdown, see yesterday’s Morning Must Reads.
    .
    All of the evidence leads to Fannie Mae and Freddie Mack following the lead of private banking practices into financially moronic loans and no evidence to say that they lead the way. Nearly all of the toxic assets were not tied to Fannie and Freddie.

  • liberalmeltdown

    Patrick, Fannie and Freddie bought the loans, therefore enabling the mortgage companies to go back out and make more loans. Once they (the mortgage companies and banks) figured out that Fannie and Freddie would buy any garbage laid on the table, they gave loans to anyone. The riskier the better. They were getting 10% originations for higher risk loans and turning them over to Fannie and Freddie…

  • http://patricksartor.wordpress.com patricksartor

    “Once they (the mortgage companies and banks) figured out that Fannie and Freddie would buy any garbage laid on the table, they gave loans to anyone. The riskier the better. They were getting 10% originations for higher risk loans and turning them over to Fannie and Freddie…”
    .
    Your chronology is backwards.
    .
    First those types of mortgages not backed by Fannie and Freddie came out.
    .
    After this was a regular practice, Fannie and Freddie followed suit.
    .
    This included the “no doc”/”liars loans” and one of the dumbest, an interest only loan with no specific date to start paying principal.
    .
    This is why Fannie and Freddie were not holding a large share of the toxic assets.
    .
    Yes, after it was moronic for anybody to look at a mortgage backed security which was not Fannie or Freddie with a ridiculously high rating on them by rating agencies not held accountable, when Barney Frank as well as other members of congress (both parties) decided to do the same, but, it was an effect, not the cause of the problem.
    .
    Remember, not all home loans are qualified for Fannie or Freddie. Commercial real estate loans never are and houses above – if I am not mistaken – One million dollars are not.
    .
    So, the facts are that first, the unregulated “free market” banks came up with a moronic idea. Second, rating agencies gave these non-Fannie and Freddie loans a high rating. Third, stock brokers and fund managers did not look beyond the rating to see how ridiculous the loans were and bought them up (often backed by derivatives – which were not funded enough to cover the losses). Fourth, Fannie and Freddie joined the stupidity. Fifth, the emperor had no clothes and both the real estate and financial markets crashed in 2007. Sixth, the Bush bailouts. Seventh, profitable companies can not get credit since banks are scared of their own shadow. Unemployment skyrocketed in late 2008 and into 2009.
    .
    That is the chronology.
    .
    Yes, after bank regulations were lifted in 1999 with Republicans controlling both houses and Clinton in the White House the problem started.
    .
    Yes, Democrats did control the house and the Senate when Frannie and Freddie joined the stupidity while Bush was in the White House, but, Fannie and Freddie did not begin the downturn.
    .
    It is when Clinton in 1999 and Barney Frank bent over backwards to follow the Republican lead of rubber stamping every dumb idea of privately owned, for profit banks that the problems started.
    .
    Fannie and Freddie were never major players in the meltdown.

  • shepherdwong

    It was Republicans and “conservative” Democrats, representing the insurance and pharmaceutical industries, who prevented it from being much, much better. And these are all industry practices you’re always complaining about. Why don’t you b!tch about rapacious industry or partisan obstructionist Republicans, rather than always blaming Democrats, you partisan @sshat? It’s truly frightening to think that anyone so irrational and hot-headed actually practices medicine. I wonder how many people your myopic judgment and bad temper have killed.

  • herby002

    17.1 -

    “with a ridiculously high rating on them by rating agencies not held accountable,” – ratings bought by the “free market” banks.

  • herby002

    Kate:

    Thanks for the Kaiser Foundation video link. I’ll pass it on.

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